Credit Cards
Summary
Your life. Your choice.
We make it easy to choose the credit card that is right for you — Low Rate or Preferred Points Rewards. It’s the only card you need for everything you need to do. Credit cards are available for customers only.
Personal Card –Â Low Rate
- No annual fee
- Low introductory rate for the first six months1
- Competitive ongoing APR1
- 25-day interest-free grace period on all purchases, no grace period on cash advances
- 24-hour toll-free live customer assistance available at 800-367-7576
- Online account information available 24/7 at cardaccount.net.
- Rental car collision damage waiver protection and a host of extraordinary MasterCard®benefits including:
- Concierge Service2
- Price Protection
- Baggage Delay Insurance
- Car Rental Collision Damage Waiver Insurance
- Extended Warranty
- Travel Assistance
- Roadside Assistance
- Purchase Assurance
- Travel Accident Insurance
Certain restrictions apply detailed in the applicable benefits brochure received with new credit card.
- We do not charge a higher rate for cash advances, so unlike other cards the APR1 for purchases and cash advances is the same
- Other fees may be charged and are listed on the application
Personal Card –Â World / Preferred Points Rewards
- Earn points that you can redeem for rewards
- Earn one point for each dollar spent, up to 10,000 points per month
- Low introductory rate for first six months1
- Competitive ongoing APR1
- No annual fee
- 25-day interest-free grace period on all purchases, no grace period on cash advances
- Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more
- To view or redeem rewards points, visit mypreferredpoints.com or call 866-678-5191
- 24-hour toll-free live customer assistance available at 800-367-7576
- Online account information available 24/7 at cardaccount.net
- Rental car collision damage waiver protection and a host of extraordinary MasterCard® benefits including:
- Concierge Service2
- Price Protection
- Baggage Delay Insurance
- Car Rental Collision Damage Waiver Insurance
- Extended Warranty
- Travel Assistance
- Roadside Assistance
- Purchase Assurance
- Travel Accident Insurance
Certain restrictions apply detailed in the applicable benefits brochure received with new credit card.
- We do not charge a higher rate for cash advances, so unlike other cards the APR1 for purchases and cash advances is the same
- Other fees may be charged and are listed on the application
1Please see application for information about current APRs and fees.
2Concierge Services available with World MasterCard only.